Brooklyn Cooperative

Current Rates

Rates are updated semi-annually. For more information about Brooklyn Cooperative’s interest rates, please call the credit union at (718) 418-8232.

Interest Rates and Fees, as of January 27, 2010.

Savings Account fees
Savings account opening	$ 10
Minimum balance	$ 5
Monthly fee (with ATM card only)	$ 3
Returned check or ACH item fee	$ 20
Inactive account fee	$ 5/ month

Checking/ATM Account fees
Minimum balance (checking only)	$100
Monthly fee (checking only)	$ 6
ATM card (new or replacement)	$ 5
Returned check or ACH item	$ 20
Overdraft transfer from savings	$ 3
Stop payment on a check	$ 15
Image/Reprint of paid check	$ 5

Loan application fees
Member	$ 20
Co-signer	$ 20
Real estate loan	$ 200

Interest Rates
Unsecured personal loans	11%
Secured loans	5%
Automobile loans	5 – 9%
ME loans	9%
Real Estate Loans	Please inquire with staff
Now/Ahora Loans	13%
ME line of credit	9%
12 Month Certificate of Deposit (CD)	2% APY

Account Services
Verification of deposit	$ 5
Reprint of statement/account history	$ 7
ITIN application	$ 20
Reconciliation of account	$ 25 per hour
Money order	$ 1
Stop payment on money order	$15
Domesic wire transfer	$15
International wire transfer	$40

	MEMBER PROFILE When Lydia Paul came to the credit union, she was desperate. Her business was in dire straits due to a series of break-ins which had left her thousands of dollars in debt to her suppliers. Lydia went to bed each night, “wondering if the next day would be the last for my business and the end of my dream ...
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| Brooklyn Cooperative FCU |

Tel: (718) 418-8232 - Fax (718) 418-8252
1474 Myrtle Avenue - Brookyln, NY 11237

750 Myrtle Avenue - Brooklyn, NY 11205
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