Brooklyn Cooperative Federal Credit Union
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Checking

Brooklyn Cooperative offers among the most competitive business checking accounts in New York City.  We understand small business needs and have developed our accounts with you in mind.

CheckingYou’re eligible to become a member if you are part of the Bedford-Stuyvesant or Bushwick neighborhoods. Just bring your account minimum balance plus a one-time $10 application fee, your business registration papers, and our membership application signed by your corporate officers. 

Corporations, partnerships, and non-incorporated associations bring a corporate resolution authorizing the opening of an account.  All account opening forms are available here.

 Account users must visit the credit union and provide:

  •  Social Security card or ITIN.
  •  Government issued photo ID.
  •  Proof of address.
     

Account Choices

Account Type

Benefits

Monthly
Fee

Minimum
Monthly

Business Simple
Savings

0.12–0.25% APY

$0

$5

Business Start
Checking

 

- Visa Check Card
- 4 free ATM transactions
- Unlimited debit transactions
- $1 for each additional use
- Allpoint ATM Network
- Free online banking
- Free e-statements
- Free text banking
- Unlimited check processing

$3

$100

Business Unlimited
Checking

- Visa Check Card
- Unlimited ATM and debit transactions
- Unlimited bulk cash deposits
- Bulk cash deposits
- ATM and debit transaction
- Check processing

$0

($15 if
minimum
balance is
not met

$2,500

Optional services:

Online Bill Pay

$5

N/A
 

Overdraft protection

$3

N/A

 Rates are effective as of July 1, 2010.
 

Visa Check Card

Visa

Every business checking account holder can request a Visa Check Card. Pay by debit card from your checking account wherever Visa is accepted. Members can use it to make free transactions at thousands of locations.

  

Visa Check Card (ATM/debit)
Pay by debit card from your checking account wherever Visa is accepted.

Free Transactions

  • Unlimited Checking account holders can make unlimited, free transactions within the Allpoint Network whenever they wish.
  • Start Checking account holders can use their Visa Check Card at ATMs within the Allpoint Network. Debit transactions are free and a total of four ATM transactions are free (each additional ATM transaction costs $1).

Choose from Thousands of Locations

The Allpoint Network has over 37,000 ATMs nationwide, with 450 in New York City and 2,500 in New York State alone. Look for Allpoint ATMs in Duane Reade, CVS, and Walgreens as well as many Sunoco and Exxon stations.
 
To find participating ATMs near you, check www.allpointnetwork.com or download Allpoint’s free mobile application.

Download Your Mobile Allpoint App for iPhone®, BlackBerry®, or Android® devices.  Just enter your phone number, select your device type and carrier and your Allpoint® app will be sent to you in a text message. Follow the prompts on the message you receive, and enjoy 37,000 surcharge-free ATMs in the palm of your hand.

 

 

Apply<br /> Today