Savings and Checking Accounts

Savings & Checking Accounts

We have designed our accounts to provide the service you need at the price you can afford – including free options with or without a minimum balance.

Bring your money back to your neighborhood with Brooklyn Coop. You’ll avoid the hidden fees of larger banks and save more money for yourself at the end of the day. Check here for a full list of our fees.

BONUS!! Brooklyn Coop members can make surcharge-free withdrawals with their Bk Coop ATM cards at any Citibank ATM!!

Savings Accounts

Minimum Balances and Fees

	Dividends earned	Fees
Simple Savings	0.25% on funds up to $10,000 0.15% on funds greater than $10,000	One-time $25 membership fee No monthly fee
Savings With ATM	0.25% on funds up to $10,000 0.15% on funds greater than $10,000	One-time $25 membership fee No monthly fee $2 each ATM withdrawal

Checking Accounts

	Services Offered	Fees & Required Balance
Personal Checking	ATM/debit card 4 free ATM withdrawals each month; $2 thereafter Free online bill pay	$0 with $800 minimum balance $6 if balance falls below minimum
Unlimited Business Checking	ATM/debit card 4 free ATM withdrawals each month; $2 thereafter Free online bill pay	$0 with $5,000 minimum balance $20 if balance falls below minimum
Business Simple Checking	Free online bill pay ATM or debit transactions not available with this account	$0 with $2,500 minimum balance $10 if balance falls below minimum