Membership & Accounts

We make it simple to get financially set up no matter where you’re starting from.

Become a Member of Brooklyn Coop

As a community credit union, Brooklyn Coop serves a well-defined set of neighborhoods known as our Field of Membership .

We proudly serve:

Brooklyn Community District 3 – Bushwick
Brooklyn Community District 4 – Bed-Stuy
Brooklyn Community District 5 – East New York
Brooklyn Community Districts 8 & 9 – Crown Heights
Brooklyn Community District 16 – Brownsville
Queens Community District 5 – Ridgewood

To be eligible for membership, you must have a relationship with one of these neighborhoods. This includes living, working, worshipping, operating a business, or being a member of a community organization headquartered in our Field of Membership.

Membership Benefits

Funds insured up to $250,000 by the NCUA
Discounts on Citi Bike annual memberships
Network Surcharge-free ATMs

Click here to find an ATM near you

BONUS!! Brooklyn Coop members can make surcharge-free withdrawals at any Citibank ATM in the country.

What You Need to Join

Unexpired government-issued photo ID
Proof of address (ID, bank statement, lease, or utility bill)
Proof of Social Security Number or IRS ITIN letter
$25 membership fee + $30 membership share

You may walk into any branch to open an account. We recommend scheduling an appointment to minimize wait times.

Click here to schedule an in-branch personal account opening appointment or Call Rebecca at (646) 582-9533 for Remote Account Opening options.

To open a business account, please refer to our list of required documents. Email business@brooklyn.coop or call (718) 418-8232.

Our Accounts

We’ve designed our accounts to give you the services you need at prices you can afford — including free options with or without minimum balances.

Click here for a full list of our fees

Savings Accounts

Account	Dividends Earned	Fees
Simple Savings	0.25% APY on funds up to $10,000 0.15% APY on funds over $10,000	One-time $25 membership fee $1 monthly fee (waived with e-statements)
Savings with ATM	0.25% APY on funds up to $10,000 0.15% APY on funds over $10,000	One-time $25 membership fee $1 monthly fee (waived with e-statements) $2 per ATM withdrawal

Checking Accounts

Account	Services Offered	Fees
Personal Checking	ATM/debit card 4 free ATM withdrawals per month Free online bill pay	$10 monthly fee Click here to learn how to waive this fee
Unlimited Business Checking	Debit card 4 free ATM withdrawals per month Free online bill pay	$20 monthly fee Click here to learn how to waive this fee