Membership & Accounts

We make it simple to get financially set up no matter where you’re starting from.

Become a Member of Brooklyn Coop

As a community credit union, Brooklyn Coop serves a well-defined set of neighborhoods known as our Field of Membership .

We proudly serve:

Brooklyn Community District 3 – Bushwick
Brooklyn Community District 4 – Bed-Stuy
Brooklyn Community District 5 – East New York
Brooklyn Community Districts 8 & 9 – Crown Heights
Brooklyn Community District 16 – Brownsville
Queens Community District 5 – Ridgewood

To be eligible for membership, you must have a relationship with one of these neighborhoods. This includes living, working, worshipping, operating a business, or being a member of a community organization headquartered in our Field of Membership.

You can be a relative of or live in the same household of an existing Brooklyn Cooperative FCU member or be part of any of these organizations that are "Friends of Bk Coop" members such as:

Brooklyn Packers
Brooklyn Peace Center
Cypress Hills LDC
East New York CLT
Grow Brooklyn
Inclusiv
Laundromat project
NYCHA
New Economy Project
Red Hook Inititative

Membership Benefits

Funds insured up to $250,000 by the NCUA
Discounts on Citi Bike annual memberships
Network Surcharge-free ATMs

Click here to find an ATM near you

BONUS!! Brooklyn Coop members can make surcharge-free withdrawals at any Citibank ATM in the country.

What You Need to Join

Unexpired government-issued photo ID
Proof of address (ID, bank statement, lease, or utility bill)
Proof of Social Security Number or IRS ITIN letter
$25 membership fee + $30 membership share

You may walk into any branch to open an account. We recommend scheduling an appointment to minimize wait times.

Click here to schedule an in-branch personal account opening appointment or contact our Remote Account Services team at 718-418-8232 x6600 for Remote Account Opening options.

To open a business account, please refer to our list of required documents. Email business@brooklyn.coop or call (718) 418-8232.

Our Accounts

We’ve designed our accounts to give you the services you need at prices you can afford — including free options with or without minimum balances.

Click here for a full list of our fees

Savings Accounts

Account	Dividends Earned	Fees
Simple Savings	0.25% APY on funds up to $10,000 0.15% APY on funds over $10,000	One-time $25 membership fee $3 monthly fee (waived with e-statements)
Savings with ATM	0.25% APY on funds up to $10,000 0.15% APY on funds over $10,000	One-time $25 membership fee $3 monthly fee (waived with e-statements) $3 per ATM withdrawal

Checking Accounts

Account	Services Offered	Fees
Personal Checking	ATM/debit card 4 free ATM withdrawals per month Free online bill pay	$15 monthly fee Click here to learn how to waive this fee
Unlimited Business Checking	Debit card 4 free ATM withdrawals per month Free online bill pay	$30 monthly fee Click here to learn how to waive this fee