Our Fees (July 2026)
Member & Savings Accounts
- Membership Fee (one-time) $25
- Minimum Balance $30
- Monthly Fee (Waived with E-statements) $3
- Inactive account fee (after 1 yr of inactivity) $15/month
General Services
Cards & ATMs
- ATM/debit card replacement $10
- Urgent card delivery via FEDEX (domestic US only) $50
- ATM card usage fee (withdrawals) $3
Checks & Money Orders
- Box of checks (varies) Starts at $17
- Cashier’s Check $7.50
- Money Order $2.00
- Image/reprint of deposited check $5
Other Services
- Monthly cash transactions > $25,000 0.1%
- Itin application $70
- Notary Services $2
- Online & text banking Free
- Printout of account history $2
- Reprint of official statements $10
- Return of ACH item or check $15-$25
- Bad address fee (monthly until updated) $10
- Stop payment on a check/money order $25
- Wire Transfer Incoming $10
- Wire Transfer Outgoing (domestic) Learn How to Waive This Fee $30
- Wire Transfer Outgoing (international) Learn How to Waive This Fee $50
- Wire Transfer amendment/recall $55
Checking Accounts
Personal
- Monthly Fee Learn How to Waive This Fee $15
- Each ATM withdrawal over 4/month $3
Teen
- No Monthly Fee $0
- Each ATM withdrawal over 4/month $3/strong>
Business
- Monthly Fee Learn How to Waive This Fee $30
- Each ATM withdrawal over 4/month $3
Loan Fees
General
- Loan & Credit Card Application Fee (per applicant) $35
Small Business Loans
- Application Fee under $15,000 $50
- Application Fee over $15,000 $100
- Origination Fee 1.00%
Real Estate Loans
- Credit Check Fee (per applicant or co-signer) $100
- Application Fee (due at commitment for underwriting fee) $300
- Underwriting Fee (due at commitment) commcl only $500
- Draw Fee (Lines of Credit) $35
- Origination fee (housing, (due at closing) 0.50%
- Origination fee (commercial, due at closing) 0.75%
- Flood certificate $25
- Subordination of mortgage $250
- Post-closing modification to match competitor rate $250
- Assignment of Mortgage (CEMA, housing) $1,000
- Assignment of Mortgage (CEMA, commercial) $2,000