Our Fees (Sept 2025)

Member & Savings Accounts

• Membership Fee (one-time) $25
• Minimum Balance $30
• Monthly Fee (Waived with E-statements) $1
• Inactive account fee (after 1 yr of inactivity) $15/month

General Services

• ATM/debit card replacement $10
• Urgent card delivery via FEDEX (domestic US only) $50
• ATM card usage fee (withdrawals) $2

• Box of checks (varies) Starts at $17
• Cashier’s Check $7.50
• Money Order $1.50
• Image/reprint of deposited check $5

• Monthly cash transactions > $25,000 0.1%
• Itin application $70
• Notary Services $2
• Online & text banking Free
• Printout of account history $2
• Reprint of official statements $7
• Return of ACH item or check $15-$25
• Bad address fee (monthly until updated) $10
• Stop payment on a check/money order $25
• Wire Transfer Incoming $10
• Wire Transfer Outgoing (domestic) Learn How to Waive This Fee $30
• Wire Transfer Outgoing (international) Learn How to Waive This Fee $50
• Wire Transfer amendment/recall $55

Checking Accounts

• Monthly Fee Learn How to Waive This Fee $10
• Each ATM withdrawal over 4/month $2

• No Monthly Fee $0
• Each ATM withdrawal over 4/month $2

• Monthly Fee Learn How to Waive This Fee $20
• Each ATM withdrawal over 4/month $2

Loan Fees

• Loan & Credit Card Application Fee (per applicant) $25

• Application Fee under $15,000 $50
• Application Fee over $15,000 $100
• Origination Fee 1.00%

• Credit Check Fee (per applicant) $100
• Application Fee (due at commitment) $300
• Underwriting Fee (commercial) $500
• Origination fee (housing) 0.50%
• Origination fee (commercial) 0.75%
• Flood certificate $25
• Subordination of mortgage $250
• Post-closing modification $250
• Assignment of Mortgage (CEMA, housing) $1,000
• Assignment of Mortgage (CEMA, commercial) $2,000